Does anyone know where I can get a loan with very poor credit. No house/car. Fast? No payday loans please.

I am in need of a loan to purchase gifts for the holidays. Does anyone know where I can find a loan for people with no or poor credit?

I have poor credit, and myself and a partner would like to become a numbered company to buy an investment property. What do they look at to qualify our corporation? Can they just look at his info? If he makes enough money can that override my poor credit?